David Toaff: A Standout in U.S. Residential Mortgage Banking

David Toaff is celebrated as an exceptional figure within the residential mortgage banking sector in the United States, distinguishing himself repeatedly among the nation's most elite. His origins in Philadelphia, PA, and upbringing in various cities have crafted him into a person of dynamic vivacity and heartfelt compassion, making a memorable impact on those he encounters.

Background and Personal Life
David's life journey has woven through diverse locales such as New York City, Winter Park, Florida, and Washington, DC, with his current homestead in N Bethesda, Maryland. His academic achievements include obtaining a Bachelor's degree in Economics from the University of Maryland. Outside the confines of his career, his pursuits are rich and varied, including an adventurous phase as a competitive breakdancer, coupled with enduring passions for spicy cuisine, globetrotting, beachy getaways, live music, maintaining fitness, and indulging in the art of cooking.

Professional Career
In the realm of mortgage banking, his accomplishments are noteworthy. His role as a Sr. Loan Officer and Sales Manager in Residential Mortgage Banking has seen him consistently ranking within the top 1% of loan officers nationwide from 2016 to 2023. His prowess was further acknowledged when he was listed among the Top 500 Loan Officers in the United States in 2017 and 2018 by Scotsman Guide. From 2018 to 2021, he was the recipient of the Elite 8 Award from First Home Mortgage, an accolade that highlights his standout performance. Moreover, his unwavering excellence has secured his place in the Leaders Club annually from 2016 to 2023.

Breakdancing and Beyond
David Shlomo Toaff's zest for life extends well beyond his professional commitments, with breakdancing holding a special place in his heart. This passion was ignited at 14 when he encountered young dancers showcasing their moves outside Penn Station in NYC. For him, breakdancing is a joyful, communal activity that transcends conventional right and wrong, allowing him an avenue for unfettered creative expression.

Charitable Involvements
Toaff's character is deeply imbued with a spirit of generosity. Since 2014, he has supported the Beit Elazraki Children's Orphanage in Israel, expanding his philanthropic efforts to the Wounded Warriors in 2016 and Magen David Adom (the Israeli equivalent of the Red Cross) in 2017. His commitment to service also led him to volunteer with The Salvation Army in Washington, DC, in 2019 and Manna Food Bank in 2023. His philanthropic journey began at the age of 16 with initiatives to assist homeless individuals, showcasing a natural inclination towards benevolence.

Looking Forward
This April, he commemorates his 11th year with First Home Mortgage, a milestone reflecting his longstanding dedication to the organization. Additionally, he is keenly anticipating an upcoming Homebuyer Seminar with Realtor Terinee Bonds on March 27 and April 10 at Keller Williams in Hyattsville, MD. This event underscores his commitment to education and his eagerness to impart his expertise and knowledge.

David Toaff Maryland's narrative is an inspiring tale of professional achievement, personal passion, and community engagement. Excelling in his career, pursuing personal interests with enthusiasm, and dedicating himself to philanthropy, he illustrates the harmony of professional success, personal fulfillment, and societal contribution.

The Toaff Team of First Home Mortgage is proud to be a true equal housing lending team since 2013. We offer down payment & closing cost assistance programs in DC, MD, VA, PA & GA. These programs are primarily for first-time homebuyers, but throughout MD, we can offer assistance for those who aren't first-timers as well. Of particular significance are $15,000 grants for first responders, up to $25,000 in grant money in Montgomery County, MD and over $100,000 in assistance available in Washington, DC. Another very interesting perk available is to first-time homebuyers in N. VA is the SPARC program, which allows for a 1% reduction in interest rate, with no additional cost to secure the below-market terms! This can be combined with either a 2% grant or 3% assistance loan, allowing for either 1% down or zero-down financing.

We also have a zero-down, no mortgage insurance product available, down to a 620 credit score. The program is more affordable than and can be closed faster than a similar program from Navy Federal Credit Union. Not to mention, our team is available 7 days a week and can be reached on evenings too.

We'd love to hear from you, if you'd like more information on our various assistance programs or the myriad of other options as well. Please contact us at toaffteam@firsthome.com to set up a secure consultation today!

David Toaff - NMLS ID: 1065782

First Home Mortgage Corp

610-348-3772